Contractor Rate Calculator Australia – Check Your All-In Rate

An all-in contractor rate is the single hourly or daily figure in your contract that represents the total amount available for that hour or day. This is the GST-exclusive (ex GST) rate. It is quoted before items such as payroll fees and superannuation are separated out, so it is not the same as the wage you are taxed on.

Where a contract is quoted as an all-in rate, superannuation is generally included within that amount rather than added on top. The calculator shows the split so you can see how much of the rate is your taxable wage and how much is super. If your contract says the rate is plus super, super sits outside the figure instead.

PayMe's standard payroll fee is 1.75% of the payment received from your recruitment company. Discounted arrangements may apply through some recruitment companies we work with, so the fee applied to your placement can be lower than the standard rate.

Once the PayMe fee is separated, the remaining amount is used to work out your taxable wage and the superannuation payable on it. The calculator currently applies the 12% Australian superannuation guarantee rate, so the remaining amount is treated as 112 parts: 100 parts wage and 12 parts super.

Because the all-in contract rate can include superannuation and payroll costs. Those amounts are real money paid on your behalf, but they are not wages, so the taxable wage component is always lower than the headline all-in rate.

Yes. Switch the rate basis to daily, enter your all-in day rate and the number of days you expect in a pay, and the calculator returns the same fee, wage and super split per day. You can then compare the result across different pay periods.

No. This calculator focuses on converting your all-in rate into a taxable wage, superannuation and the PayMe fee. PAYG withholding, HELP/STSL and salary packaging are handled in our salary packaging calculator.

Yes. Choose weekly, fortnightly or monthly and the calculator projects your taxable gross and superannuation for that pay cycle, along with an annual figure based on the number of pays in a year.

It is designed primarily for Australian contractors paid through PayMe, including contractors placed by recruitment companies. It uses Australian payroll conventions such as the superannuation guarantee rate and standard Australian pay cycles.

No — it is an estimate. Individual payroll circumstances such as allowances, leave, penalty rates, deductions, timesheet approvals and any agreed fee arrangement can affect the amounts on your actual payslip.