Legal
Disclaimer
We write plainly about payroll, tax and superannuation so contractors can make sense of their pay. That is information, not advice — here is what that means in practice.
General information only
The information on this website is general in nature and is provided to help contractors and recruitment companies understand how PayMe's payroll services work. It does not take your personal circumstances into account and is not tax, financial, legal or superannuation advice.
Before making a decision based on anything you read here, consider your own situation and, where appropriate, seek advice from your accountant, a registered tax agent or a licensed financial adviser.
Calculators and estimates
The calculators on this website produce estimates only. They use published tax and superannuation rates for the relevant year and a set of assumptions about your pay cycle and elections, and they cannot account for every factor that affects a real pay run — including your tax file number declaration, HELP or STSL debts, Medicare levy adjustments, other income, part-year work, approvals required for salary packaging, or changes to the rules.
Actual pay, withholding, superannuation and salary packaging outcomes can differ from the figures shown. Your payslip, not a calculator, is the record of what you were paid.
Tax, superannuation and legislative changes
Tax rates, superannuation rules, contribution caps and fringe benefits tax treatment change over time, and changes are sometimes announced with little notice or applied retrospectively. We aim to keep this website current, but we cannot guarantee that every page reflects the latest position at the moment you read it. Where a page links to an official source such as the Australian Taxation Office, that source prevails.
Older articles on this website are kept for their historical usefulness and may describe rules that no longer apply.
Salary packaging, superannuation and leasing
Salary packaging, additional superannuation contributions and novated leasing are optional and their value depends on your individual circumstances. They will not necessarily leave every contractor better off. Eligibility, approvals and the applicable rules are confirmed case by case, and PayMe processes what you elect rather than recommending what you should elect.
External links
This website links to third-party websites, including government sources and PayMe's sister company, Alliance Leasing. Those sites are not under PayMe's control and PayMe is not responsible for their content or availability.
Liability
To the extent permitted by law, PayMe is not liable for any loss arising from reliance on information on this website. Nothing in this disclaimer limits rights you have under the Australian Consumer Law that cannot be excluded. The services PayMe provides to contractors and recruitment companies are governed by PayMe's General Terms and Conditions.
